As the construction sector increasingly adopts digital tools like Building Information Modelling (BIM) and smart site technology, cybersecurity risks are growing, particularly around data theft, ransomware, and disruption of critical project systems. Labour shortages and reliance on subcontractors continue to challenge project timelines and quality control, while supply chain volatility can impact budgets and contractual obligations.
Environmental regulations and the push toward sustainable building practices are also evolving, introducing new liability exposures and compliance demands. Additionally, the increased severity of weather events linked to climate change poses a direct threat to site safety and project delays / damage, requiring more proactive risk management across all stages of a build.
We work with all types of construction businesses, from small independent trades to large firms running major projects, to provide solutions that protect your team throughout the entire construction process.
Contractor’s All Risk (CAR)
Provides essential protection for builders, developers, and tradespeople working on construction projects. This policy covers damage to the works, site materials, and third-party property in a comprehensive package. With CAR Insurance, you’re protected against risks like fire, flood, theft, accidental damage, and even public liability claims. This can be tailored to suit projects of all sizes.
Ideal for:
- Main contractors
- Subcontractors
- Property developers
- Owner-builders
