The Great Decoupling: Why property insurance rates and discipline are moving at different speeds
A softer insurance market is taking shape, with rates falling, capacity plentiful and competition strengthening. Yet underwriting discipline has largely held firm. This “great decoupling” is giving buyers an opportunity to secure better terms while preserving the structural improvements of recent hard-market years.
Cyber property damage: London’s answer to a market with no differentiators
As the cyber market softens and coverage becomes increasingly similar, Cyber Property Damage (Cyber PD) offers brokers a genuine opportunity to differentiate. With high limits, bespoke wordings and specialist expertise, Cyber PD can address significant gaps created by cyber exclusions in traditional property programmes, particularly for utilities, energy, manufacturing and life sciences businesses.
Insurance, cyber security are twin pillars of resilience for iGaming industry
Once seen as niche, the iGaming, or the online gambling and sports betting industry, has come of age — now a regulated global market, expanding rapidly and attracting mainstream attention. In this article, Elizabeth Grima of the specialty Lloyd’s broker New Dawn Risk and Craig Lusher of the IT solutions company Continent 8 Technologies argue that resilience, trust and innovation will define the sector’s next phase of growth: with insurance and cyber protection as its twin pillars.
The aging infrastructure workforce: construction industry at a crossroads
Artificial Intelligence is transforming boardrooms, professions, and cyber defences, but it is also creating new exposures, says New Dawn Risk’s Jack Keilty, Anthony Kerr, and James Bullock-Webster.
Accountability at risk: how AI will reshape D&O, PI and cyber
Artificial Intelligence is transforming boardrooms, professions, and cyber defences, but it is also creating new exposures, says New Dawn Risk’s Jack Keilty, Anthony Kerr, and James Bullock-Webster.
Is active assailant insurance the next cyber?
Just as cyber insurance became indispensable in the digital age, active assailant coverage may soon be standard practice in a world where physical and reputational risks are increasingly intertwined.
The social engineering fraud-shaped hole in insurance cover
Social engineering fraud is one of the industry’s most dangerous blind spots. This article exposes where traditional policies may fall short, and what insurers and companies need to know to close this precarious loophole.
Rising false advertising claims reveal major coverage protection gap
The steady rise in false advertising claims against consumer-facing companies has exposed a major insurance protection gap.
Keep up! The ‘AI Boom’ is reshaping the cyber insurance industry
By Archie Whitehead, Senior Tech, Media and Cyber Broker at New Dawn Risk You don’t have to be a cyber expert to know that Artificial Intelligence (AI) has become a key focus of development for firms of all sizes in recent years. Generative AI (GenAI) can take the form of either Large Language/Multimodal Models (such […]
Reverse flow business: the London market advantage for handling international exposures
By Anna Stover, New Dawn Risk International Reverse Business, also known as Reverse Flow Business, occurs when a U.S. subsidiary of a foreign-owned parent company arranges an insurance policy in the United States to cover both the U.S. subsidiary and the international parent company. This is done by issuing an additional insured status or using […]
