Property
Property insurance is a critical component of protecting a business’s physical assets against unexpected loss or damage. Commercial property insurance helps ensure business continuity following events such as fire, theft, natural disasters, or broken equipment.
These policies can be tailored to meet the specific needs of a business, with options for replacement cost, actual cash value, or agreed value coverage, and can extend to cover income loss and extra expenses during downtime.
Solutions include:
- Commercial buildings coverage
- Business interruption
- Contents coverage
- Inventory & stock protection
- Equipment breakdown
- Inland marine / transit coverage
- Flood & earthquake endorsements
- Tenants’ improvements / betterments
- Terrorism & political violence
- Scheduled or blanket coverage options
Casualty
Casualty insurance protects businesses from the financial and legal consequences of causing harm to third parties. This form of coverage is essential for businesses of all sizes and is often required as part of standard contractual agreements.
Solutions include:
- General liability insurance
- Products & completed operations liability
- Employers’ liability / stop gap
- Commercial auto liability
- Pollution liability
- Contractual liability
- Umbrella & excess liability
- Cyber liability (standalone or endorsed)
- Foreign general liability
- Event liability coverage
